When you file a property claim, the insurance company sends its own adjusters to assess the damage and determine the value of your loss. While this may seem helpful, it’s important to understand that these adjusters work for the insurance company-meaning their primary responsibility is to protect the insurer’s financial interests.

This is where Public Adjusters come in. A Public Adjuster is a licensed professional who represents you, the policy holder, throughout the ENTIRE claims process. Our job is to ensure you receive a fair and accurate settlement based on the full extent of your coverage and damage. From assessing property damage, interpreting complex policy language, preparing and filing documentation, to negotiating directly with the insurance company on your behalf.

Many people mistakenly believe general contractors can handle claims, but only the insured or a licensed public adjuster can negotiate with the insurance company. It is actually against the law in most states for a contractor to negotiate insurance claims unless they are also licensed as a public adjuster.

Hiring a Public Adjuster can often lead to significantly higher settlements as they bring expertise in construction, insurance policy interpretation, and professional documentation that most policyholders simply are not informed of!

The Best part? No recovery, No Fee.

Public Adjusters typically work on a contingency basis, meaning we only get paid if you get paid. This structure aligns our interests with yours-we are just as motivated to get you the highest possible settlement because the better we do the better we are compensated as well!